savings

Savings Account

Statement Savings Account

  • $10.00 minimum opening balance
  • Interest paid on a quarterly basis 
  • $10.00 minimum daily balance to earn interest
  • $0.50 excess withdrawal fee after 6 withdrawals per statement cycle

Christmas Club Accounts

  • Christmas Club accounts may be opened the week of November 1
  • Weekly deposit amounts include $2.00, $5.00, $10.00, $20.00
  • A check for your account balance can be deposited into your account or mailed to you in October of the following year
  • Christmas Clubs are not transaction accounts

Certificates of Deposit (CDs)

For information on our certificate of deposit options or for any further information, please contact our Fredonia office or Eddyville office.


Individual Retirement Accounts (IRAs)

Start your IRA planning today and be prepared for tomorrow! We offer Statement IRAs and an IRA Certificate of Deposit. For interest rates or for additional information and assistance, please contact our IRA representative at our Fredonia office or our Eddyville office.