• $200 minimum opening balance
• $0.20 per check over 25 paid per month

• $200 minimum opening balance
• No minimum daily balance
• Unlimited check writing privileges
• Free personalized blue wallet style checks
• Accidental death insurance:

• A bonus banking packet is provided for more exclusive member benefits
• Additional insurance coverage, at no extra cost, for dismemberment and common carrier

• $200 minimum opening balance
• No minimum daily balance
• No monthly maintenance fee
• Unlimited check writing
• Eligible individuals must be full-time high school or full-time college students
• Account may be joint account, as long as one account owner is a full-time student

• $200 minimum opening balance
• No minimum daily balance
• No monthly maintenance fee
• Unlimited check writing
• Account may be joint, as long as one account owner is 55 years or older

• $200 minimum opening balance
• No minimum daily balance
• No monthly maintenance fee
• Unlimited check writing
• Eligible individuals must be active military personal
• Account may be joint, as long as one account owner is active military personnel

• $200.00 minimum opening balance
• No mimimum daily balance
• No monthly maintenance fee
• Unlimited check writing

• $200.00 minimum opening balance
• No minimum daily balance
• No monthly maintenance fee
• Unlimited check writing
• Free deposit bag

• $200.00 minimum opening balance
• No minimum daily balance to earn interest
• $0.20 per check over 25 paid each month
• Visit our rates page for current interest rates 

• $200.00 opening minimum balance
• No minimum daily balance to earn interest
• Interest bearing account with all the benefits of our bonus banking
• Visit our rates page for current interest rates 

• $200.00 opening minimum balance
• No minimum daily balance to earn interest
• $0.20 per check over 25 paid per month
• Visit our rates page for current interest rates   

• $200.00 opening minimum balance
• No minimum daily balance to earn interest
• Interest bearing account with all the benefits of our bonus banking
• Visit our rates page for current interest rates  

• $200.00 opening minimum balance
• No minimum daily balance to earn interest
• Total of 6 checks per month
• $0.20 per check over 6 paid per month
• Visit our rates page for current interest rates

• $10.00 minimum opening balance
• Interest paid on a quarterly basis
• $0.50 withdrawal charge after 6 withdrawals in an interest period
• Visit our rates page for current interest rates

• Christmas Club accounts may be opened the week of November 1
• Weekly deposit amounts include $2.00, $5.00, $10.00, $20.00
• Make 49 payments and we will make the 50th payment for you!
• A check for your account balance will be mailed to you in October of the following year
• Christmas Clubs are not transaction accounts

For information on our certificate of deposit options, please refer to our "Rates" page on this website.  For any further information, please contact our Fredonia main office or our Eddyville branch.

Start your IRA planning today and be prepared for tomorrow! We offer Statement IRA's and an IRA Certificate of Deposit.  For interest rates, please refer to our "Rates" page on this website.

For additional information and assistance, please contact our IRA representative at our Fredonia main office or our Eddyville branch office.