Fredonia Valley Bank collects nonpublic personal information about you, such as your income, net worth, Social Security number and address from the following sources:

 

We do not disclose any nonpublic personal information about you to anyone, except as permitted by law, such as sending information returns to the Internal Revenue Service, responding to subpoenas and providing information to consumer agencies; i.e. credit bureaus.

 

We may disclose all of the information we collect, as described above, to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements.

 

If you decide to close your account(s) or become an inactive customer, we will adhere to the privacy policies and practices as described in this notice.

 

Fredonia Valley Bank restricts access to personal and account information to those employees who need to know that information to provide products or services to you.  We also maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.