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Certificate of Deposit Rates as of Febuary 1, 2012
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Account Product Name
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Interest Rate
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Annual Percentage Yield
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182 Day
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.20%
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.20%
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12 Month
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.40%
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.40%
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15 Month
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.60%
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.60%
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24 Month
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.55%
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.55%
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30 Month
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.70%
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.70%
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48 Month
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1.20%
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1.20%
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60 Month
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1.55%
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1.56%
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Individual Retirement Account Rates as of Febuary 1, 2012
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Account Product Name
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Interest Rate
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Annual Percentage Yield
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Individual Retirement Account
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.55%
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.55%
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IRA Certificate of Deposit
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12 Month
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.60%
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.60%
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18 Month
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.95%
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.95%
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24 Month
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1.10%
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1.10%
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*Minimum opening deposit for Certificates of Deposit and IRA Certificates of Deposit is $1,000.00. Minimum balance to obtain annual percentage yield for Certificates of Deposit and IRA Certificates of Deposit is $1,000.00. Interest rate for the individual retirement account is a variable rate. A penalty may be imposed for early withdrawal. Fees could reduce the earnings on the account.
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Interest Bearing Account Rates as of Febuary 1, 2012
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Account Product Name
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Interest Rate
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Annual Percentage Yield
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Statement Savings*
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.15%
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.15%
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Now Account*
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.15%
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.15%
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Super Now Account*
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.20%
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.20%
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Money Market*
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.25%
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.25%
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*The interest rate and annual percentage yield may change after account opening. The minimum balance to obtain annual percentage yield on a statement savings account is $10.00. The minimum balance to obtain annual percentage yield on a Now account is $1500.00. The minimum balance to obtain annual percentage yield on a Super Now and Money Market account is $2500.00.
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